What information will I need to provide?
During application, you'll provide your name, email, birth date, phone number, and the last four digits of your Social Security number. Affirm will do a "soft" credit check, which won't affect your credit score.
How does Affirm protect my data?
All sensitive data - including your Social Security number - is encrypted. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. They don't sell or rent your information to anyone.
Are there hidden fees?
No. There are no late fees, service fees, prepayment fees, or any other hidden fees. Financing is transparent and straightforward.
*Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. 0% APR is available for a limited time only. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
*Subject to credit check and approval. Down payment may be required. Rates from 10-30% APR. Available for purchases over $250. Gift certificates and are excluded from purchases with Affirm. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See https//www.affirm.com/faqs for details.